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  • Surplus Distribution And Allocation For New And Inforce Policies
    distribution techniques? - Variable loan interest rates - Direct recognition of policy loans - Investment generation ... refers to variable policy loan interest rates, direct recognition of policy loans, and new money interest ...

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    • Authors: Michael O Cook, Walter N Miller, Andrew C Muirhead-Gould, Thomas C Sutton, Wilson H Scott
    • Date: May 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Whole life
  • Dividends And Other Non-Guaranteed Elements In Individual Life Insurance And Annuities
    but we must not let this get in the way of our primary function of defining the applicable theory. Our ... things are happening. He points out correctly that: "Direct recognitionof policy loans (the four-factordividend ...

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    • Authors: Richard S Miller, Walter N Miller, Harry D. Garber
    • Date: Oct 1982
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance
  • Cash Value Structures Of The Future
    when compared with some of the alternatives. The primary alternative, of course, is a retrospective approach ... that are too high. The marketplace is going to take care of that. Our next conclusion was that cash surrender ...

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    • Authors: Michael E Mateja, John McKay, Walter N Miller, Philip Polkinghorn, Peter Van Beaver, Rob T Worley
    • Date: Oct 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Current Developments Surrounding Regulations and Standards of Life and Annuity Products
    ATKINS: Does anybody think the market could take care of these excesses on its own? MR. MILLER: It demonstratively ... average credit rate tight now is 6-7.5%. I don't care whether you had a discipline scale or an undisciplined ...

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    • Authors: James Atkins, Shane A Chalke, Walter N Miller, Robert E Wilcox
    • Date: May 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy
  • Individual Term Portfolio Management
    you want to look backward, I would say that our primary strategy with term had been to recognize that obviously ... facts in concert with the depressed earnings that primary companies and reinsurers who have participated ...

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    • Authors: Darlene H Davis, Fred Jonske, Walter N Miller, Denise Tiller, William K Tyler
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life
  • Status Report On Standard Nonforfeiture Law Revisions
    share values and, therefore, does not achieve the primary equity goal. A retrospective formula is going to ... might be a very good fit to things like long-term care products and other kinds of account value driven ...

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    • Authors: Douglas Doll, Daniel J McCarthy, Walter N Miller
    • Date: May 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Report On Society Of Actuaries Antitrust Review
    PANEL DISCUSSION discussion, both in terms of direct communication with the committee or its members ... Moorhead. Recommendation 23 states: "The actuary's primary professional responsibility with respect to illustrated ...

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    • Authors: Harold G Ingraham, Alan E Lazarescu, Walter N Miller, Marilyn A Meier, John E O'Connor
    • Date: May 1983
    • Competency: External Forces & Industry Knowledge; Professional Values>Public interest representation
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession; Public Policy
  • Regulatory Update
    recommendations were released in December of 1986. The primary thrust of their proposal was to prohibit insur- ... of thin profit margins, I doubt that any of us, direct writers or reinsurers, are prepared to cover that ...

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    • Authors: William Carroll, James Harkensee, Melvin C McFall, Walter N Miller, Charles Ritzke
    • Date: Apr 1987
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Dividend Philosophy
    Would any members of the majority in the audience care to tell us why they voted to draw the circle that ... Do the panelists, or does anyone in the audience, care to comment on the question of whether it's ethical ...

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    • Authors: James W Kemble, Walter N Miller, John W Tomlinson
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy